Buy Property in Dubai

Buying in Dubai

Your trusted guide to buying Dubai property

From first enquiry to transfer at the DLD — JSS walks with you at every step. Verified projects, clear comparisons, honest advice.

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The buying journey

How to buy property in Dubai

Every transaction is different, but the legal pathway in Dubai follows a clear sequence. Here is what to expect.

1
Define your brief and get pre-approved
Decide on budget, location, purpose (own use, letting, investment) and preferred unit type. If financing, obtain a mortgage pre-approval from a UAE bank before making offers — it strengthens your position significantly.
2
Search and view
Browse the JSS catalogue of brochure-verified projects or speak to an adviser for a curated shortlist matched to your requirements. Arrange physical or virtual viewings.
3
Make an offer
Once you find the right property, your JSS adviser presents a written offer to the seller or developer on your behalf. For ready properties this is a price negotiation; for off-plan projects, you reserve at a fixed developer price.
4
Sign the MOU (Form F)
The Memorandum of Understanding is the legally binding sales agreement (RERA Form F). You typically pay a 10% security deposit held in an escrow-style arrangement. This stage locks the deal pending final transfer.
5
Due diligence and financing
JSS checks the title deed, any mortgage on the property, service-charge history and DLD records. If using a mortgage, the bank orders a valuation and processes the loan.
6
Transfer at the DLD
Both parties (or their power-of-attorney representatives) attend a Dubai Land Department trustee office. The balance is paid, fees are settled, and the new title deed is issued in your name on the same day.

Know your numbers

Buying costs overview

The costs below are based on published Dubai Land Department fees as at August 2026. Every transaction varies — use the calculator for your exact figures.

Cost item	Basis
DLD transfer fee	4% of purchase price + AED 580 admin
Trustee / property registration	AED 2,100 (under AED 500k) or AED 4,200 (above)
Agency fee (ready properties)	2% + 5% VAT
Mortgage registration (if applicable)	0.25% of loan amount + AED 290
Bank valuation (if applicable)	~AED 3,150 (lender-dependent)

Open the purchase-cost calculator

Fee basis: published DLD schedule, effective August 2026. Confirm current rates with JSS before transacting.

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Featured projects

A selection from the JSS brochure-verified catalogue. Every card shows verified data — prices and availability change, so ask JSS for the live position.